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 Welcome ART®    

What is Alternative Risksmiths and Traders (Pty) Ltd (short name: ART)?

ART is an independent Risk Management (RM) organisation, a rarity these days.
This is main part of the uniqueness of the service proposition (USP) which is offered.

ART is also a gateway to other independent and / or expert risk-related organisations, leaders in their respective fields, some for decades.

ART's Expertise

ART has been in business since 2002. It is run by Paul Brightman, who has over thirty years of Risk Management experience as a buyer, seller and intermediary

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 Skills and Knowledge    

In-house skills and knowledge includes, but is not limited to:

  • Risk health assessments and support systems.
  • Business analysis, planning, structuring and the strategic delivery process.
  • Tried and tested Risk Management solutions – theory and practice.
  • Risk transfer facilitation - risk financing (ART), insurance and reinsurance.
  • Business Intelligence (BI) / Information Technology (IT) delivery systems.
  • Customised team formation.
  • Access to specialised local and international expertise.
  • One stop business outsourcing solutions.
  • Physical and intangible product / service industries advice.
  • A robust people and skills network.
  • Skills shortage remediation
 What is ART?    

Alternative Risk Transfer (ART), simply put, is defined as any non-traditional risk transfer mechanism. It could be argued that even ART has become traditional, as it does nothing new. For this reason, ART is often viewed as a methodology of looking at risk-related matters in a fresh way.

Welcome to the world of Risk Management (RM), Risk Therapy (RT) and Alternative Risk Transfer (ART)


“ART is an authorised Financial Services Provider”


Paul Brightman - Alternative Risksmiths and Traders (Pty) Ltd. Short name - ART.
Cell : +2783 708 3634 Work : +2711 646 2777
11, Taylor Rd, Greenside, Johannesburg. Code: 2193. &

"We have already given you a start on the road to a healthier view, by merely expressing a new idea. You can now reflect upon the other benefits of conversing with us or, better still, make contact."


Paul Brightman
   Mini Risk Health Check Minimize  

When finishing a demonstration of the MRHC system, we’re often told that it’s too cheap, but then we are wholesalers aiming for repeat volume sales. Just because something is useful it doesn’t have to be a rip-off!

Read more ...


We have a secure, internet-based Risk Management solution available. The standard system can be installed and operational within two working days on your own website, for your own use, your clients or suppliers via discrete logins.

Updates and customisation facilities are readily available for this Enterprise-Wide control system.

This will address your immediate Risk Management requirements and responsibilities, in line with the King III commission and the 2010 Companies Act recommendations. Consider implementation of the Alternative solution before you are forced to by law; possibly at greatly inflated prices!

   Risk Management News  

Wed, 16 Apr 2014 16:51:18 -0500

The South African Short-Term Insurance Association (SAIA) has yet again called on motorists to be careful when driving during the coming Easter Weekend. This warning follows a call for caution by the SAIA during February when heavy rains caused massive damage to roads and led to an increase in short-term insurance claims, mostly due to vehicle accidents and damage to vehicles.

Wed, 16 Apr 2014 16:20:27 -0500

The University of the Witwatersrand has approved the plan of the School of Law to discontinue the undergraduate Bachelor of Laws degree (LLB) and to introduce the LLB postgraduate programme. Following extensive discussions with members of the profession and academic colleagues, the Wits School of Law has decided to discontinue the undergraduate four-year LLB at the end of 2014.

Tue, 15 Apr 2014 14:20:14 -0500

By Hannes Smith Mutual Federal Head: Old Mutual Collaboration, Personal Lines With the latest increase in fuel prices, carpooling is seen as a trend among many South Africans. By having more people using one vehicle, carpooling reduces each persons travel costs for fuel, maintenance, tolls and it relieves the stress of driving.

Tue, 15 Apr 2014 14:14:09 -0500

Cornea Matthee, Compliance Officer, Centriq Insurance, comments The Registrar of Financial Services Providers (FSPs) paid Centriq Insurance a visit last year to conduct an on-site risk assessment to examine the practical application of the FAIS (Financial Advisory and Intermediary Services) act and other interconnected legislation especially from Centriqs specialised insurance business point of view.

Tue, 15 Apr 2014 06:42:59 -0500

By Desiree Reddy, Associate Norton Rose Fulbright South Africa After much anticipation, an important milestone in the road to commencement of the Protection of Personal Information Act, 2013 (POPI), has been reached.

Mon, 14 Apr 2014 14:56:43 -0500

Continued growth in this sector of our business necessitated strategic changes to allow us to continue to operate in a professional manner. Hjalmar Bekker, Managing Director of Moonstone Compliance, was also responsible for the operational side of the business.

Mon, 14 Apr 2014 14:47:50 -0500

The FIC issued two new directives applicable to all accountable and reporting institutions: Directive 1 stipulates that All institutions registered with the FIC are required to update their registration details only via the FICs electronic registration platform.

Mon, 14 Apr 2014 05:53:09 -0500

Swiss Res shareholders approved all proposals put forward by the Board of Directors at its Annual General Meeting held in Zurich on Friday 11 April 2014. This included a 10% increase in the regular dividend to CHF 3.

Mon, 14 Apr 2014 04:48:45 -0500

The new regulations to the National Credit Act will keep companies in the dark about certain information pertaining to employee applicants and potential vendors. This is according to Jenny Reid, CEO of iFacts, a company that takes care of corporate security and seeks to remove people risk in business through pre-employment screening, background checks, and individual risk assessments.

Fri, 11 Apr 2014 15:20:44 -0500

The annual Financial Intermediaries Association of Southern Africa (FIA) Awards Gala Dinner will take place at the Sandton Convention Centre on 12 June 2014. Now in its 16th year the event is recognised as an institution on the South African financial services calendar.


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